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Wednesday, 29 April 2015

NSDL CAS : One stop window into all your investments


One of the most common challenges of the early retirement or personal finance enthusiast, is the ability to meaningfully track all their investments from a common platform.  The investment avenues are so diverse in India, that typically your investment universe is spread across everything from your friendly neighborhood banks, online brokerage portals, MF AMCs, online portfolio management tools, your own local excel spreadsheets, insurance agents, relationship managers, post-offices, and the list can go on and on.  How does one really manage all of these different avenues, and more importantly is there a single platform from which you can access and view all your different investments?  If this sounds familiar, read on.

Saturday, 4 April 2015

Quotes : Do It NOW!

A good plan violently executed NOW is better than a perfect plan executed next week

-George S Patton

Friday, 3 April 2015

Quotes : Millionaire Next Door

Whatever your income, always live below your means

 Thomas J. StanleyThe Millionaire Next Door

How to Retire Early : Equities, Equities and More Equities


If you have been reading early retirement blogs regularly, and researching the web and books for strategies to achieve your early retirement goals, you must be very clear in your mind that saving a large enough corpus for early retirement is a very daunting task.  

In India, and I am sure pretty much everywhere else in the world, saving enough just for a regular retirement wherein you retire by 60 years, is tough enough.  Amassing wealth at a faster pace, so you can accumulate a sufficient corpus at a younger age, and leave the daily grind of the corporate work force, is a mind boggling challenge.  

I have written before on this blog about the need to save as much as possible, as a percentage of your take home income.  However, I am also looking for ways to increase my return on investments, to accelerate the rate at which my total corpus grows.  

Thursday, 2 April 2015

Networth Calculator

Earlier I had posted a web article, describing how much net worth you should have accumulated by a certain age, with a table showing how you can calculate your expected networth, based on a few assumptions that you can make.  Here is a online calculator that you can use to estimate your expected networth with any starting assumptions you want to make, suitable to your personal situation.

Here are some recommendations on how to use this online calculator